Job Description
Job Details
Level
Experienced
Job Location
South County - St. Louis, MO
Position Type
Full Time
Education Level
High School
Salary Range
$18.00 - $23.00 Hourly
Travel Percentage
None
Job Shift
Day
Job Category
Banking
Description
JOB FUNCTIONS
Proactively and successfully meet individual sales and production goals as well as contribute to individual branch and overall credit union goals. Maximize opportunities to gain and grow member wallet.Recommend and refer cross-sell opportunities as appropriate.
Assist members with account and loan needs and inquiries.Ensure all required paperwork and information in the system is completed in an accurate and timely manner.
Participate in monthly call night activities through outbound calling efforts.
Recommend alternative solutions and courses of action to existing and potential members who do not currently qualify for loans or other services based on their previous financial performance.
Comply with credit union policies and government regulations by securely maintaining member information and records, coordinating efforts with audit, retail operations, compliance, credit resolutions, centralized lending, and quality assurance. Maintain confidentiality at all times.
Perform initial quality control assessments on loan and account documentation on their own work.
Assist the Member Care Center with answering calls during times of high call volume.
Consistently demonstrates a positive attitude, always respectful in interactions and has exceptional team player qualities. Cultivates strong, positive relationships with other areas of the credit union to create a cohesive, productive working environment.
Fosters and maintains exceptional culture within the branch and organization.
Performs other tasks as assigned.
Qualifications
KNOWLEDGE Possesses ability for independent thinking that allows for identification of problems and corresponding solutions.
Develops and executes action plans where needed.
Possesses a thorough knowledge of credit union operations, including loan and deposit products and departmental operations.
Keeps current with industry trends and changes in regulations.
Sensitive to the credit union philosophy, understands the difference between a credit union and a bank, and works with members based on their individual needs.
SKILLS Sales - Actively interacts with existing and potential members to identify current and future financial needs, determines appropriate solutions and is successful in growing member wallet.
Time Management - Has the ability to process a large volume of work while maintaining member service standards.Possesses good ability to organize work, plan activities, prioritize tasks and meet deadlines/standards for work assigned.Must be flexible and have a strong ability to adapt to changing situations.
Interpersonal Skills - Interacts professionally and positively with others, cultivating positive relationships that further the goals of the credit union and meet member needs. Uses tact and diplomacy in difficult situations, approaching conflicts from a positive angle and striving to find a win-win solution by using sound negotiating skills. Works well with other team members to achieve group cohesiveness and objectives.
Communication - Expresses self honestly, positively, and professionally in both oral and written communication. Speaks correctly and uses correct grammar and spelling in all communications.
Dependability - Possesses strong sense of ownership and responsibility for financial center's operations. Displays integrity and high moral responsibility.
Technical - Displays a solid analytical ability, with the ability to be direct and ask discerning questions. Has a strong understanding of the various programs/software used in their position. Performs work accurately with a strong attention to detail.
EDUCATION AND EXPERIENCE 1+ years of sales experience, preferably in a credit union.
Attendance of credit union industry seminars, workshops and conventions may be required. Ongoing professional development is expected.
PHYSICAL REQUIREMENTS
The position requires the following physical activities within varying environmental conditions: Occasionally remaining in a stationary position which may be standing or sitting for a prolonged period of time
Occasional travel or moving from one office location to another or from one department to another at the headquarters building.
Occasional lifting, moving, or adjusting objects up to 20 pounds.
Constant communication with others through various channels including verbal, email, and chat of which the last two may require consistent use of a keyboard and mouse or another electronic device.
Work will be in a commercially reasonable temperature-controlled environment.
Occasional temporary exterior site review which could be in outdoor elements of wind, rain, or snow. Vantage Credit Union
Job Tags
Hourly pay, Full time, Temporary work, Outdoor, Flexible hours, Shift work, Night shift,